Get the funding you need with flexible financing built for shops, barns, garages,
and barndominiums. We partner with trusted lenders to match the right loan to your
budget and timeline.
A quick estimate based on Shoreham Bank’s secured-loan rate sheet. Pick the amount you need and your credit-score range — we’ll show an estimated payment for every term.
Estimates only. This calculator reflects Shoreham Bank’s secured-loan program and is provided for convenience — it is not an offer, approval, or commitment to lend. Rates shown are examples by credit-score range and are subject to change; your actual rate, payment, and terms are determined by Shoreham Bank when you apply. Estimated payments include the program’s monthly insurance premium; the amount financed includes lender fees and financing costs. Program maximum: $100,000 financed. The 800+ tier requires a debt-to-income ratio below 38%. All loans subject to credit approval by Shoreham Bank.
From a backyard shop to a full barndominium or home improvement, one of our partners is built for your project.
Shoreham Bank
Best financing for shops, garages, barns & small barndominiums
Established in 1959, Shoreham Bank gives homeowners the financing they need to increase
the value of their property, with loan coverage in all 50 states. Borrow up to $100,000
with no prepayment penalties and low fixed rates — for barns, garages, workshops, horse
barns, metal & agricultural buildings, and more. Call Eric today or apply to see if
your project qualifies.
*Subject to credit approval. **Consult your tax advisor.
New Century Bank
Best financing for large barndominiums, shop-houses & barn-homes
Building a barndominium, shed-home, barn-home, or full house? New Century Bank knows the
post-frame industry inside out and accommodates more project styles than just about any
other lender. Bring them your ideas — you may be surprised how straightforward it is.
Best for pole barns, shops & home-improvement projects
Financing powered by Home Improvement Loans and funded direct-to-consumer — perfect for
pole barns. A 1-minute inquiry runs only a soft credit check — no impact on your
credit — and you'll have loan terms within 24 hours. You Dream It, We Finance It.
Borrow up to $450,000 — up to 120% of project cost
