Option 1 - Best Financing For Shops – Garages – Barns – Small Barndominium

Established in 1959, Shoreham Bank gives homeowners the financing they need to increase the value of their home. They also offer loan coverage in all 50 states. You can loan up to $65,000 with no pre-payment penalties and you’ll be getting low fixed rates. Financing including barns, garages, workshops, horse barns, metal buildings, agricultural buildings and much more! Call Daniella today or apply to see if your project qualifies.

  • Finance up to $65,000
  • No equity or appraisal required*
  • Loan decisions for pre-qualification within 24-48 hours
  • Low fixed rates
  • Flexible payment terms
  • No prepayment penalties
  • Interest may be tax-deductible**
  • Subject to credit approval

Apply for Shoreham Financing

Loan Officer - Daniella Muschiano

Option 2 - Best Financing For Shops – Garages – Barns – Small Barndominium

As experts in the home improvement financing industry, HFS’s goal is to get every single customer loan inquiry approved and funded quickly. Financing including barns, garages, workshops, horse barns, metal buildings, agricultural buildings. Financing for barndominium, shop/house, shouse , shed-home, barn-home, whatever you want to call it, HFS can finance it.

Once they’ve received your information through their 60-Second Loan Application, you will be notified of possible loan options within 24 business hours. You’ll receive a call, text and/or email within 24 hours or less, and usually in 1-4 hours of application, to discuss and review your loan terms and the home improvement project you have in mind. Simple, fast, honest, accurate, and completely confidential: that’s the type of service they provide clients seeking loans.

  • Finance up to $500,000
  • 120% financing for overbudget costs
  • Up to 20yr. Loans
  • No refi or appraisals
  • Must be primary residence or at primary residence
  • Application doesn’t affect credit score
  • Unsecured simple interest loans
  • No prepayment penalties

Apply For HSF Financing

Best Financing Option For Large Barndominiums - Shop Houses 

If you label your project a barndominium, shed-home, shouse or barn-home, New Century Bank is interested in sharing with you our expertise on what mortgage products apply to your situation. You might be surprised, it is not that difficult. Our friendship with the Post Frame manufacturing industry is broad and we try to accommodate more project styles than any other lender. We encourage you to bring us your ideas.

  • Traditional mortgage lending
  • Finance up to $2M
  • Up to 30yr. fixed interest loans
  • No Limit on construction loan draws
  • 700 credit score or above required
  • Credit approval required
  • Comfortable with barndominium financing & appraisals

Apply for NCB Financing